VIP Class Notes (Tibo)

I have done all the stuff moving.-> I have finished the moving

Traditional Chinese medicine.

like someone grabs a needle to stick it in your body…
but it is useful to release your pain / to give you relief

there are pros and cons. I think eastern medicine has kind of magic.-> is more like magic / is more similar to magic  / it is more empirical
You guys think western medicine…. here is the problem so I solve it -> western medicine follow a strict logic  / is very methodical 

no household things, it is a perfect day for me. / I have plenty of me time
I need to unpack in the new place and do some housework tomorrow.
We hired a woman to do / housecleaner this for CNY40/h but still you -> it only costs CNY40 / h

unless you have a super big house you won’t hire someone. / unless you have a mansion

they just think I earn CNY40 /h . They just accept it and I negotiate for CNY 5/10 increase / raise and maybe that is because they lack of information they cannot compare the price.

people complain I get so little to do so many things / so much work
I negotiate a little higher / they think I get a good deal because I up sold by CNY5  and that is enough. that is the merit of your life in a communist country rather than in a democratic country.
They can easily accept your conditions. / they don’t bargain so much

In Taiwan people complain.

I heard technicians are expensive in Germany. / are well paid in Germany
Western people don’t think technicians are valuable. / western people don’t really value technical skills / vocational trainings 

you spend much less to have similar service.

That is quite stressful for parents.
Your kids go to Uni but mine don’t ….
Now the Chinese government says English is not important. you don’t have to know English / learn English  until you are junior high school student.

if you surf /browse the internet you need to read the English websites. / you need English
That is our purpose to study English.
I have been studying English for over 3o years, still I can only use English here.
A lot of students study English but they cannot use it for their whole lifetime and they want their kids to study English.

What happens to our education system… the whole system worldwide lets teachers teach kids useless things.
to some extent it is useful to spend money on studying and not buying a car.
If I saved those expenditures I would buy a car. / If I hadn’t spent money on education I would have bought a car
I have calculated the cost of the car, / cost of ownership it will be 2k/month minimum and if I take the taxi it would be half.

I have seen the program reporting the German transportation system. the taxi drivers all use Benz.
It is weird for Chinese parents they don’t take their daughter’s bf characteristics into account they take the substance into account. / they only consider the look of things / they judge based on superficial things / they really care about status symbols

My position is higher than you, / social status  I can see you like this… (you need to look up to me) /

this problem is particularly strong
I am lucky because my wife’s parents did not emphasize those things.
Like when you didn’t have savings they would say no problem you stick together and you will be fine but after 10 years they will say our neighbors bought a new car….

if we had a new car , it would be better

their logical is easy -> their logic

after you have a family the problem become worse -> becomes 

there is a saying that men are from Mars and women from Venus.
men tend to plan 1-3 years later / ahead because the world is changing. / men have a more mid-term view

that is a boy’s think -> that is a boy’s mindset

I thought how can you work so hard you have kids and you have to study and you have a loan… you are crazy and you are not happy.
And now I understand.
Asian men are more cautious  because the asian economy is not so well -> good
the government would cover 80% of the cost and people would also buy the extra insurance additionally  / people would buy an extra insurance to cover the rest

insurances would provide you with a calculation sheets. You put money and the compound rate is good if you consider the investment rate in 20y.

we say you are not smart enough to recognize my trick so it is ethical

if I keep the money on my hand  / if I keep cash I don’t think it is useful for the rest of my life because the inflation will increase.
So unless I find some investments which are  really good to fight the inflation, I will put the money into an insurance.
They are funds that promise you 3-5%  yields and you won’t lose the principal

Vocabulary

me time (n) : personal time
I have some me time today

yield (n) extra money produced
The financial vehicle yield 5%/y on average

superficial (adj) only at the surface / not deep
Many young people are superficial.
Kelly is so boring, she only cares about brands. She is so superficial

to compound (v) 复合
The gains will compound and enable to get a nice retirement …

locksmith (n) people who work with locks and doors
I forgot my keys and had to call a locksmith

to delegate (v) let others do something
My boss delegated this task to us

acupuncture (n) : medicine with needle
I like Chinese acupuncture

strain (v)劳损
I strained my back while moving

Pronunciation

trick

treat

developed

pros

cons