VIP Class Notes (Vicky)

Saving account
Deposit
Withdraw
Lend…to sb
Invest in
Spend on
Cut down on
Borrow from
Waste on
CBD area
overspend
Best deals
Keep myself on budget
Browse
Cost effective

I will treat myself>I sometimes treat myself a nice meal

Material>ingredient
Rent>pronunciation
Exhibition>pronunciation
Refresh my clothes>refresh my wardrobe
I choose a convenient apartment>chose
Daily habit>commute
I used>past tense pronunciation
I will fill the gap next month>I paid back on the due date