VIP Class Notes (Mike)

What is an ideal life like for you?

Hello Yara，
How are you? You will be 30 years old when you read the letter. I had already reserve one hour for you to read it. I want to know answers of these questions. Do you pass the CFA test? Do you have a baby？Do you have an own house in SH?…
Hello Yara，
How are you? You will be 30 years old when you read the letter. I wish you can spare one hour to read this letter. I want to know the answers for these questions. Did you pass the CFA test?/Have you passed the ….? Do you have a baby？Do you have your own house in SH?

The purpose of writing this letter is to give you some suggestions about how to save money. Of course you don’t have to read the rest of this letter if you are already reach financial freedom.
The purpose of writing this letter is to give you some suggestions about how to save money. Of course you don’t have to read the rest of this letter if you already have financial freedom.

It’s hard for me to write this letter. The reason is I don’t save a lot of many now. But I have some thoughts of my own.
Firstly, when you got the salary, you should save a certain amount to bank account. This percentage of your salary depends on your situation. If you have enough economic strength, you can invest a few in funds and stocks. you must have gotten the certification of CFA, so I trust you.
It’s hard for me to write this letter. The reason is that I am not saving a lot of money now/I don’t have a lot of savings. But I have some thoughts of my own.
Firstly, when you get the salary, you should save a certain amount on your bank account. This percentage of your salary depends on your situation. If you have enough economic strength, you can invest a few in funds and stocks. Having the CFA certificate will help you make better investment, so I trust you.

Secondly, I think you should be careful with the rest, each thing should have a certain percentage. For example, the cost of friends no more than 10% of my monthly.
Secondly, I think you should be careful with the rest, each thing should have a certain percentage. For example, the percentage your salary that you spend on social events should be no more than 10%.

How about the cats? Are they ok? Are they still costly? I think they are. I think the baby is costly too. You must remember that you can’t spoil them. Money should be spent on its blade.
How about the cats? Are they ok? Are they still costly? I think they are. I think the baby is costly too. You must remember that you can’t spoil the baby. Money should be spent on its blade.

Vocabulary

stagnant (adj.) 闷
The room is quite ~, let’s open the door.

order (n) 顺序

relate: be related to
I am not related to that man, he is just a stranger.

spare 分出，匀出，挪出，腾出(时间)
I spare 30 minutes everyday to learn English

work (v) 行得通
The fan is not working!
I said ” yes, 8pm will work!”
She asked me “will 8 work or not?”

childish (adj.) 幼稚的
Stop acting so childish

irritable (adj.) 易怒的，急躁的

sign of immaturity

envy (v) 羡慕

waitress – waiter

actor – actress

loan (n) 贷款，欠债

tease (v) 嬉笑，调侃，开玩笑，嘲笑
We like to tease Tom.
Do you guys tease each other in the office?

opposite (n/adj.) 相反的
My husband is totally the opposite, he calls his mom a lot.

the signs of a mature person

exactly

not 100%

I will make a plan, but I can’t obey the plan
I will make a plan, but I can’t stick to it

if i think something, I will do, but i can’t do it perfectly
if i think of something, I will do it, but i can’t do it perfectly

except of
except for

I always start study when the exam is approaching/coming

unorganized

for 4 years,

I can afford a trip to Sanya

For her, having a family and a house is good enough.

it’s about 20km from city center/downtown

every time when I called her
every time when I call her