VIP Class Notes (Tibo) (S)

Speaking


Our clients are always groups or companies so they always renew their insurance so not good or not bad.
No new ones but I really want to have new ones.
I think many people in this virus they very dangerous and they want to have more cash.
In first they say they will pay 100% but I don’t think so because if will pay everyone it is too much and finally the government will make plans and maybe just 70% or 80%.
In the first they say we will pay 100% because they are worried someone sick and they care about the money so they don’t go to the hospital.
They think it is too expensive so they just stay at home.
in jan and feb no one went to the hospital so this year we don’t pay much for them. So we don’t increase the premium.

medicine in china we have several levels .
level 1-2 the government pays but if you use level 3 it is not made in china then you have to pay.

someone they choose to travel but very few.
In the midnight everyday I really like exercise I cant stay at home everyday so I choose go to the streets and maybe I just walking 2h.

if you stay home you eat more than when you work.

in the first time it is interesting because the noisy and the boxing. but next week or few weeks ago it is boring because every time is same.


Our clients are always groups or companies so they always renew their insurance so the virus didn’t affect our sales.
No new clients but I really want to have new ones.

I think many people in this epidemic/pandemic feel in danger / feel the pandemic is dangerous and they want to have more cash. / they want to keep cash / they cut their spendings.

at first they said they will pay 100% / they will cover 100% of the treatment but I don’t think so because if they really pay for everyone it is too much / too expensive and finally/in the end the government will make plans and maybe just cover 70% or 80%.
at first/ in the beginning they said we will pay 100% because they are worried that some people may be sick but decide not to go to the hospital because they don’t have much money.  / they worry that sick people avoid hospitals because they worry about the cost of the treatment.They think it is too expensive so they just stay at home.

in jan and feb no one went to the hospital so this year we don’t pay much for them. So we don’t increase the premium.

we have several levels for medicine in China.
Level 1 is for generic drugs, level 2 is for domestic drugs , level 3 is for imported drugs
level 1-2 the government pays but if you use level 3 it is not made in china then you have to pay.

My ex was working in an international hospital and she told me the doctors who are/work in the international hospital are not good.

some people  choose to travel but very few.
I exercised at midnight everyday there wasn’t anyone in the streets.
I really like exercising/to keep fit I can’t stay at home everyday so I choose go to the streets and maybe just to walk 2h or more.
if you stay home you eat more than when you work.

the first time it is interesting because of the loud music and the boxing. but after a few weeks it becomes/gets boring because every time it is same/ it is repetitive.

Vocabulary

intensity (n) : how strong something is
They are several intensity levels on the treadmill

to focus : pay attention
I can’t really focus while I exercise

repetitive (adj) : always the same thing
I don’t like repetitive work

to exercise : 运动
I exercise at the gym.

treadmill : 跑步机
I have a treadmill at home.

surgery (n) 手术
Choosing the Chinese hospital is better if you need to have a surgery because doctors have more experience

epidemic (n) : virus spread within a city / region
There was a SARS epidemic in Beijing a few years ago.

pandemic  (n): international spread of a virus
Covid 19 is a pandemic.

to import : buy from another country
I import LV bags from France

domestic : from the country
Domestic drugs are cheap

patent (n) : 专利
they have a 30 year patent on the drug

generic drugs : drugs for which the patent has expired and any company can produce them legally
I bought some generic aspirin.

inpatient (n): when you have to stay in the hospital for the night or a few days
He doesn’t have much money so he just bought an impatient insurance.

outpatient  (n): you receive treatment without staying in the hospital
His insurance covers both inpatient and outpatient.

premium (n) : price for an insurance policy
The annual premium for the insurance is USD3,060

economy of scale : saving money thanks to big numbers
we have economies of scales because we make 1,000,000 pieces minimum.