VIP Class Notes (Nicholas)

Read an article that interests you — you can discuss and write a one paragraph summary of the article.

In my opinion, go over and read a business news article either from Fast Company or the Washington Post or the Economist. Every class. We can use one of Nancy’s apps on her phone.

Grammar

I went there once time / I’ve been there before / I’ve been there once time / I’ve been there one time / I’ve been there once before / I’ve been there one time / I’ve been there once

I liked that place / I liked it there

hasn’t been the President  / wasn’t President at the time

Vocabulary

American Government Vocabulary

POTUS / President of the United States

SCOTUS / Supreme Court Of The United States

FLOTUS / First Lady Of The United States

Congress / “the people choose” / two parts: House of Representatives also know as the “The House” & the Senate

Democratic Party / Democrats / one of the two major political parties in the US (Hillary)

e.g. Hillary is a Democrat.

e.g. Democrats are usually more revolutionary, they embrace “new”, they hate traditions.

Republican Party / Republicans / one of the two major political parties in the US (Trump)

e.g. Republicans are usually more conservative, more traditional, “more white”. They also typically cut taxes on business and the wealthy.

The Senate / each state has 2 senators

The House / each state gets representatives based on the size of their population

bicameral / “two houses”

biannually / once every two years

semi annually / twice every year / twice a year

California person / Californian

How to remind the banker that he must compete for your business

“I shopped around…” / “I’m shopping around / “We are shopping around…”

“…because we want the most competitive rate”

“…to earn our business”

“we’re gonna go with the competition…”

“We would be open to holding these assets at BOA…if you could be more competitive with the loan rate”

How to be professionally assertive (i.e. push back a pushy salesman)

“I don’t want to make a decision today…” 

“I’m not ready to make a decision today / “I’m not in a place to make that decision today…”

“I want to be assigned a new relationship manager…” / He’s acting like a salesman, and I need an advisor

“If there’s an opportunity for that down the road maybe we can discuss it…but that’s not what I’m here to discuss today.”

“I’d prefer to keep that to myself.”

“I don’t appreciate how your salesperson is conducting himself…” / I don’t like how he’s acting or behaving

It’s very off-putting / it makes me not want to do business with him

General Banking Vocabulary

“a breakpoint” / a $ or an RMB level where if you hit the “breakpoint” the fee comes down

hypothetical / in an imaginary situation / “what would happen if”

e.g. Hypothetically, what were to happen if we moved money from Bank A to bank B.

Pronunciation

the / there / thur / -TH WORDS **SAY THEM SLOWER WITH TONGUE IN BETWEEN TEETH**

becruz / becuz / BECAUSE / BEE-CUH-ZZ SHANG-KE / BEE-KEE-Z / -AU

cars / be-cars