VIP Class Notes (Lily) [S/W]

talk about a decision that you regret. What was your decision? What do you wish you had done differently?

Vocabulary

1.preference (noun)= the noun for “prefer”, ai hao
ex: “what do you want for dinner?” “I have no preference”.
ex: everyone has a preference for their dream house.

2. empower (verb= to give XX power
ex: Being financially independent empowers me to live where ever I want.

3. almighty (adj)= wan neng de
ex: Money is almighty, I could be happy and healthy with enough money.
ex: Money is almighty, everything could be done with enough money.

4. lump sum = pay at once
ex: if you are laid off, the company will pay out the compensation in a lump sum.

5. interests= li xi
ex: if you borrow money from the bank, they will charge you a high interest.
ex: The student loan is interest-free for the first 4 years.

6. tuition (two I tion) = xue fei
ex: my mom paid for my brother’s tuition, but I’m paying off my own student loan.

Talk about something that annoys you. Why does it annoy you? How do you react when someone does this? Do you think this annoys others as well?

I don’t like people using my things without my permission. It’s not polite if people do that. Everyone has his personal information, everyone has things they don’t want others to know, so am I. If people using my things they didn’t allow, I would be very angry. Especially people I am not familiar with. For example, if people we rent a same house, we are roommate, but not familiar with her, and she use my chopsticks, I will be very angry. If I tell people that I don’t like this, and they still do that, I may not talk to them anymore. If people think my way, I suppose that they would be angry too. So it’s really annoying that using other one things without their permission.

Revised

I don’t like people using my things without my permission. It’s not polite when people do that. People have their own privacy, and have things they don’t want to share, so do I. If people use my things without asking me/ without my permission, I would be very angry. Especially those who I am not familiar with. For example, if my roommate uses my chopsticks, I will be very angry. If they still do this after I tell them, I may not talk to them anymore. , I suppose that others would be angry too, if people use their things without asking. So it’s really annoying that other people use your things without permission.

Discuss why people borrow money? When? who can they borrow from? What are the risks?

I think sometimes people borrow money because they really lack of money. For example, people want to buy a house, it’s a large of money and they can’t afford this in a short time, so they would borrow money from others. Maybe they can borrow from their friends, or they can borrow from agencies. If they borrow from their friends, I think it’s less pressure because their friends wouldn’t ask them to bring back immediately. I think some people would borrow money because they don’t want use their own money. They would use their money for some important things to buy some things they like. For others things they would borrow from HuaBei. I think it will build a bad habit for them. If you are lack of money, just work hard to earn it.

Revised

I think sometimes people borrow money because they really need money. For example, if people want to buy a house, it’s a large amount of money and they can’t afford to pay in a lump sum, so they would borrow money from others. Maybe they can borrow from their friends, or they can borrow from the banks. If they borrow from their friends, I think it’s less pressure because their friends wouldn’t ask them to pay back immediately/ for interests. I think some people would borrow money because they don’t want use their own money. They would use their money to buy some things they like. they would borrow from HuaBei to buy other things . I think it’s a bad habit. If you need more money, just work hard to earn it.

Which one would you choose, a low salary job but you like or a high salary job you don’t like?

If I just graduate and don’t have much money, I would choose a higher salary job, regardless I like it or not. I’d like to earn more money first, then I’ll do things I like.

We usually don’t have lots of choices if we’re weak. We can’t use money to do anything, but money can get you more respects from others sometimes. If you want to do the low salary job you like, how can you survive? What about things you like, how are you going to buy them? So I suppose that we can choose a high salary job at first to get ourself more power.

Revised

Which one would you choose, a low salary job that you like or a high salary job that you don’t like?

If I were a fresh graduate, and don’t have much money, I would choose a higher salary job, regardless of my preference. I’d like to earn more money first, then I’ll do the things I like.

We usually don’t have lots of choices if we’re not financially independent. Money is not almighty, but money could earn you some respects from others. If you want to do the low salary job that you like, how can you survive? What about the things you like, how are you going to buy them? So I suppose that we can choose a high salary job at first to empower ourselves.

It’s also ok if you choose a low salary job. In this case, you should work very hard to improve your skills, or it will be hard to get a promotion/ be promoted.