VIP Class Notes (Jesse)

open conversation + follow up to last class’ introduction

common questions after introduction: negotiate with us to lower interest rate (answer: main concerns – profit and cashflow) 

practice explaining the above answer and look at some other questions commonly asked by clients after the intro

Grammar

they not welcome – they dislike mainland chinese people / they don’t welcome mainland chinese people 

long time no back home – it has been a long time since he went back home 

the bank don’t be willing to lend … – they bank is not willing to lend 

the same to our client – they same as / different from / to our client / similar to our client 

they should have a good quality – they should be of good quality 

5% 1 year – 5% per year / a year / each year / annually / every year / yearly 

there are a lot of things interested – there are a lot of things which they are interested in

during our talking – during our talk / when we’re talking 

most of time – most of the time
some of the time 

what is time? = Einstein can answer
what is the time? = anyone can answer

rent it back to me

Vocabulary

exceed 
eg. if the email exceeds 200 words

a talk = speech / a serious conversation
talk / talking = the act of speaking with sb

epidemic – a sickness that spreads throughout humans

pay the money back – make repayments 

take away – repossess – “ree pozz zess”

rent time – rental period 

can I have a coffee? give me a coffee
may I have a coffee? / could you get me a coffee / would you be able to get me a coffee 

rent (mostly for houses) / leasing fees (anything)

collateral – assets used as fallback
eg. the house and car is held as collateral against the loan (as a fallback)

Pronunciation

generally speaking – “jen reh lee” speaking 

rivals – rai velz
competitors – com pet tet torz / com pehh di terz

requirement – reh kwai yur ment