Online Class Notes (Tibo) [S]

Homework

Writing: describe your dream house.

Speaking exercise


My new year resolution is drinking more water. Because I don’t like to drink water, that’s not that good habit. I thought I need to eat 8 glasses of water everyday but nowadays I just drink 2 glasses of water. That’s so less. I don’t feel thirsty so I don’t remember to drink.  But infact in summer I also don’t drink a lot of water.

I expect that I can buy a little house with my money. Because now government gave some good income tax policy through this year that help us to
So we will pay less tax than before so if we buy a house and return the money to the bank monthly we will have less money pressure than before.
That’s good for us but the price of houses are still very house so if I want to buy a house I need to borrow money from bank.
I want to buy in Shanghai. I want to be live in it.
it depends on wether it’s your first house or not. If its your first time to buy a house the downpayment is 30%. The second time is much higher it’s 70%. Because government wants to control the price of house. but people who have enough money they will still buy.

A lot of families they need buy house, they don’t buy house for investment but because they need to get married or they want their children can go to a good school. They need to buy a house. but rich people who have several houses they bought these houses before the price increased. So I think the price of houses will not decrease because still a lot of people they need house.
But nowadays because other countries government know that Chinese people will go to their countries to buy a house and the price of house is in their country is higher than before, They want to control the price so they make a lot of policies to lim Chinese people to buy houses in their contries

I know that New Zealand because a lot of Chinese people buy house in New Zealand so New Zealand government they have prevent Chinese people to buy house.
And also Japan has also made some policies. Because my cousin classmate bought a house in Japan several years ago but now Chinese people if you don’t work in Japan and you don’t pay the social insurance you can’t buy house in there.


My new year resolution is drinking more water. Because I don’t drink enough water, that’s not a good habit/it’s a bad habit.  I need to drink at least 8 glasses of water everyday but nowadays I just drink 2 glasses of water. That’s so little/that’s not enough. I don’t feel thirsty so I don’t remember to drink.  But in fact in summer I don’t drink a lot of water either.

I expect to buy a little house with my money. Because now the government changed/modified the income tax policy in a good way starting from this year.
So we will pay less taxes than before and if we buy a house and pay back a loan monthly  we will have less financial pressure than before.
That’s good for us but the price of houses is still very high so if I want to buy a house I need to borrow money from bank / I need to get a loan.
I want to buy in Shanghai. I want to be live in it.
It depends on wether it’s your first house or not. If you buy a house for the first time, the downpayment is 30%. If it’s the second time it’s 70%. Because the government wants to control the price of houses. but people who have enough money will still buy.

A lot of families need to buy a house, they don’t buy a house for investment but because they need to get married or they want their children to go to a good school. They need to buy a house. but rich people who have several houses they bought these houses before the price increased/rose/went up. So I think the price of houses will not decrease because a lot of people still need houses.
But nowadays because other countries government know that Chinese people will go to their countries to buy a house and the house price in their country is higher than before. They want to control the price so they make a lot of policies to prevent Chinese people from buying houses in their countries / they want to limit the number of Chinese people who buy houses.

I know that in New Zealand because a lot of Chinese people buy house  so the  New Zealand government wants to prevent Chinese people from buying house.
And also Japan has also made some policies. Because my cousin classmate bought a house in Japan several years ago but now it is harder for Chinese people. If you don’t work in Japan and you don’t pay taxes you can’t buy a house there.

Vocabulary

to prevent / to stop something from happening
The law was changed to prevent Chinese people from buying houses.

financial / money related
I work in the financial industry
I had a huge financial pressure when I wanted to buy a house

downpayment / the first payment of a loan.
the downpayment for the house is 30 %.

hot chocolate / beverage
I ordered a hot chocolate, it was delicious

thirsty/feeling that you need to drink something
After walking in the desert for 2 days I was very thirsty.

New year resolutions – things you want to improve for the new year.
My new year resolution is to go to the gym to lose weight.

Grammar

want someone to do something
I want my kid to go to a good school
Those countries don’t want Chinese people to buy houses.

to prevent someone from doing something
The new policies are to prevent people from buying too many houses.
There is a different in the downpayment if it’s your first or second house to prevent the price from increasing too much.