F2F Class Notes (Lily) [S]

Grammar

go here –> come here

Pronunciation

ai= bail rain pain gain Crain train fail
ay: railway hay clay pray

expect—- exBECT

Vocabulary

1.down payment =首付
ex: As a foreigner, there’s no down payment for me, I have to buy a house in full price.
ex: For local Shanghainese, if you buy a new house, the down payment is about 30%.

2. window shopping= shop around but don’t buy anything
ex: Allan has been doing a lot of window shopping recently.
ex: I love window shopping, it’s just like an exercise to kill time.

3. allowance = the money you can use freely
ex: I never got any monthly allowance from my parents.

4. end of the month
end of the year
end of the week
end of day

Speaking

I’m look forward to having a travel, but my wife doesn’t allow me to go outside. So I feel bored. In the next three years, she wants to save money to buy a new house, which is for my daughter to enter the elementary school, so we need to save a lot of money to pay the down payment. In Shanghai, the policy of buying new house indicated that if you already have one house, for the second house, you need to pay 70% for the downpayment. It’s not an easy thing for family to take out more than one million in one time. We decided to buy a small house, maybe it’s only 30 square meter near the Expo in Pudong. It’s an old apartment which built around 1990. When we buy it, we can rent it out and the rent can be paid for the loan. This house can help us enter a better elementary school and better high schools. The house is near the subway station, you can take line 8, line 7, line 13 is all near this house. It’s very easy to rent out, the renting is high.

Now she saves money in everything. When we go and see in the shop, she usually don’t want to buy milk tea. If she wants to drink, she will order me to buy a milk tea by my personal cash flow. Usually I give my monthly salary to my wife, and will give me 10% of my salary as my allowance. Usually the salary is not enough for my monthly expense, so my mother usually support me a lot at the month end.

Revised

I’m look forward to having a trip, but my wife doesn’t allow me to go outside. So I feel bored. In the next three years, she wants to save money to buy a new house, which is for my daughter to enter the elementary school, so we need to save a lot of money to pay the down payment. In Shanghai, the policy of buying new house indicates that if you already have a  house, for the second house, you need to pay 70% for the down payment. It’s not an easy thing for a family to take out more than one million at once. We decided to buy a small house, maybe it’s only 30 square meter near the Expo in Pudong. It’s an old apartment which was built around 1990. When we buy it, we can rent it out and the rent can be paid for the loan. This house can help my child to enter a better elementary school and better high schools. The house is near the subway station, you can take line 8, line 7, line 13 to get to the house. It’s very easy to rent it out, the rent is high.

Now she saves money in every possible way. When we go window shopping, she usually doesn’t want to buy milk tea. If she wants to drink it, she will command me to buy a milk tea with my personal cash flow. Usually I give my monthly salary to my wife, and she will give me 10% of my salary as my allowance. Usually the salary is not enough for my monthly expense, so my mother usually supports me a lot at the end of the month.